The Indian pensioner system has three major components: civil servant pension, compulsory pension program operated by the Employees Provident Fund Organization of India and the unorganized sector pension called the National Social Assistance Program (NSAP). A pensioner is a person who lives on a pension, usually due to retirement from the workforce.
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It is a term commonly used in the United Kingdom (with OAP), Ireland and Australia where a person of pensionable age may also be known as an ‘old age pensioner’. In many countries, increasing life expectancy has expanded the number of pensioners, and they are a growing political force.Pensioners’ Portal Official Website India
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